Articles by Ryan Watkins, Op-Ed Contributor

Articles by Ryan Watkins, Op-Ed Contributor

SECOND BANK FAILS!

Second Bank Fails

March 14, 2023
227 view(s)
New York-based Signature Bank was closed Sunday by state regulators two days after Silicon Valley Bank (SVB) was closed by California regulators.
Is the American Economy in an Inflation Death Spiral?

Is the American Economy in an Inflation Death Spiral?

March 6, 2023
323 view(s)
Markets work in cycles, and so do reserve currencies. The average duration of the last five reserve currencies is 94 years.
Will the FDIC Be Able to Handle a Banking Crisis?

Will the FDIC Be Able to Handle a Banking Crisis?

October 19, 2022
167 view(s)
More than $22 trillion is in the U.S. banking system. Is the FDIC funded for $22 trillion if there is a systemic collapse or if multiple banks fail simultaneously?
Pension Problem and Potential Crisis

Pension Problem and Potential Crisis

August 16, 2022
112 view(s)
The pension model requires favorable rates of return to ensure sustainability. Over the last decade, funds have moved away from investments like bonds.
Understanding Inflation | How Precious Metals Can Help

Guide to Understanding Inflation

July 27, 2022
33 view(s)
The media uses many different terms for inflation. What's the difference? This article will briefly overview inflation and some of the different terms to describe it.
No More Paper Promises

No More Paper Promises

July 19, 2022
23 view(s)
Most advisors recommend bonds as people age. Traditionally, rebalancing into bonds has been considered a safe and conservative portfolio allocation.
What Is the Time Value of Money?

What Is the Time Value of Money?

July 8, 2022
51 view(s)
The time value of money is the idea that money today is generally worth more than the same amount of money in the future.
25% of Central Banks Plan to Buy More Gold

25% of Central Banks Plan to Buy More Gold

July 1, 2022
80 view(s)
According to a June 2022 World Gold Council survey, 25% of central banks around the world plan to increase their gold holdings within the next 12 months.
Inflation, Healthcare and Retirement Accounts

Inflation, Healthcare and Retirement Accounts

June 23, 2022
64 view(s)
According to Pew Research, inflation is Americans' primary concern, and health care affordability is the secondary concern.
Inflation Reaches 40-Year High

Inflation Reaches 40-Year High

June 15, 2022
33 view(s)
The Consumer Price Index shows inflation has increased by 8.6% since May 2021.